September 2014

Found 6 blog entries for September 2014.

Between the cash it takes to get started on your own and college debt following you from school, it takes many young people a while to build up their credit and adaquate cash researves to be able to buy their first home; In addition, the uncertain real estate market over the previous five years overshadowed the home buying commitment with some skeptisism.  The combination of the above has created a pent-up demand for the so-called “starter homes.” Meanwhile, some retiring baby boomers are also looking to downsize into smaller and less expensive homes, often those without stairs.

According to an article by Active Rain, first-time homebuyers are demanding something different in an entry-level home. A recent survey of first-time homebuyers found 87

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Now that fall has arrived, it is a good time to turn your attention to your home before the weather prohibits a needed repair. The changing of the season always acts as a call to action for fine-tuning your home, and the onset of fall is no different. Below are five tips for getting your home fall-ready.

Check out your furnace. Nothing is worse than discovering your furnace is out-of-order on that first chilly fall night. Furnace companies get really busy in the fall because once it's cold, equiptment starts to fail.  It's not a bad idea to have your furnace cleaned and serviced at least once a year and plan ahead for that apointment!

Update your windows. It's time to take those screens out and make sure the windows are tight and secure.


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If your Anchorage, Alaskan home is 5 to 20 years old, it may be slightly outdated. Unfortunately, what’s trendy when you buy your home isn’t typically in style when it comes to home selling. Although you can’t change whether or not your home has a mountain view, you can make some minor updates that are fairly inexpensive. According to a home improvement article by HGTV, it pays to upgrade when selling your home.

Remodeling the bathroom
Many homes in the Anchorage, Alaska and surrounding area have bathrooms with mirrors with no frame, gold-trimmed shower doors and gold lighting fixtures. As a rule, anything with gold trim looks outdated. Although glass block was popular in bathrooms, it’s now a telltale sign of a bathroom that needs a contemporary

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If you have recently applied for a mortgage, and suffered from sticker shock after yougot your quote, you're not alone. For the average homebuyer, knowing every detail about what drives up mortgage costs isn't necessary when applying, but it helps to know some. Because knowing what additional factors are driving up your costs, and how to curb them, can means thousands of dollars of savings placed securely back in your wallet. Here are just 3:

Credit Score
While many brokers and lenders don't rely solely on a credit scores when deciding mortgage amounts, there is a number threshold that dictates: 740. The fine print often doesn't tell you that anything below 740 can increase interest. This plays a factor after mortgage rates are calculated.


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Searching for a home is part of the Home buying process, but a seller doesn't own every home for sale.  Some homes are in foreclosure, others are pending in court while the rest are real estate owned.  REO, or real estate owned, is property that lenders, banks or credit unions own thanks to the previous owner defaulting.  Like sellers, the goal of selling this property is to make profit.  Unlike traditional housing markets, the seller has total control.  You must play by their rules to score the chosen home.

Some steps remain the same.  Title searches, home inspections and appraisals are still expected of these homes.  Title searches determine if the seller owns the property fully without outstanding payments, court proceedings or other issues.  Home

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Whether Interest Rates go up or not within the next year, the fear of double-digit rates is propelling a seller's housing market in Anchorage, Alaska and around the country. Buyers who have been sitting on the fence may want to buy to lock in the historically-low rates.

According to a recent article by The Mortgage Reports, mortgage rates are still half the 30-year historical average of 8.375 percent. Many people who are 50 or older may remember double-digit mortgage rates in the '80s that kept many people stuck in their home for fear of losing their more reasonable Interest Rates.
•    Buying a forever home

Buyers are under more pressure now to choose a home they can remain in for the long term. If

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