Buying Real Estate

Information on buying real estate in Alaska.

Found 165 blog entries about Buying Real Estate.

If you’re trying to decide how to invest, consider investing in Alaska real estate. While a piece of property is a more significant investment than, say, shares of a company’s stock, the return on a real estate investment can be significantly higher. There are also plenty of affordable real estate investment options in the Anchorage market. But how to prepare for your investment property search? Here are 3 tips from our team…

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  1. Boost your credit score. This takes some forethought. The two most contributing factors of your credit score are your on-time payment history and total debt, each of which takes some time to improve. However, a strong credit score will help you get prequalified more quickly and smoothly, so we recommend taking the time

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Your Realtor is the best resource you have during the home buying process, and he/she will walk you through it in as stress-free a way as possible. To help you prepare for your upcoming purchase, here are a few things you should know about negotiating the purchase of a home...


Have the property inspected

Hire a home inspector to inspect the property. This isn't very expensive, between $250 and $400 in Anchorage.  This accomplishes two things at once. First, it will give you a first look at any major issues with the house, like code compliance items or items that might be getting ready to fail. Because the inspector will find at least a few things that need attention, you can reference these problems with the seller.

If it's not in writing,

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When you decide to buy a home, one of the most important factors to consider is your interest rate. With poor credit, you can expect a higher interest rate, which can have a huge impact on your monthly payments. Ideally, you should understand some different ways to avoid higher rates on your mortgage.


Pay for a Lower Rate low (2)

A surefire option to reduce your interest rates is to pay for lower rates. If you have some extra money saved up, it might be worth it to pay for a lower rate, which can provide you with great savings on a monthly basis. For example, over the period of the loan, you could save thousands of dollars by paying for just a quarter of a percent off.  When you buy the rate down, it is called paying "points."


Find a Co-Signer

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When interest rates are this good, a lot of people feel the need to rush their home buying ventures. However, getting a mortgage is an involved process. You are not going to find the perfect home and be able to get a mortgage the next day. Here are some tips to make sure that you ready to be preapproved for a mortgage!pREAPPROVED

  • Look at your credit score. Make sure that it appears to be accurate. Are there any unpaid debts on there that shouldn't be? Are there inconsistencies that you need to look into? Be sure to start taking care of any potential issues now.
  • Work on paying off your debt. You won't be disqualified if you have some debt, but creditors won't approve you for a mortgage if you have too much. Start paying off as much of your debt as possible
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If you plan to list your home in Anchorage, Alaska, or anywhere really, you will be facing a home inspection.  Either ou can get a 'pre-market" home inspection done, or your buyer will do one after making an offer.  It’s important to pass a home inspection (home inspectors typically spot all the defects with your real estate property).  According to a recent article by RealtyToday, unexpected large repairs often complicates and lengthens the entire selling process.  Instead of feeling nervous or anxious about the home inspection, consider ways to get ahead of it; you can address problems in advance to speed up the home selling process.  An experienced Anchorage Realtor will let you know the market value of your home and give you advice on major fixes. 

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If you own Anchorage real estate, or if you're thinking of buying some, you've already made a good decision - real estate is one of the strongest investments around! It's so different from other types of investments, which helps make it particularly profitable. However, there are several costs besides your monthly mortgage payments associated with owning property. Although it's generally still more than worth it, it's important to consider all of these expenses, both prior to purchasing the property and while you own it. Here are a few costs of maintaining a home.



If you owned your house out-right, insurance wouldn't be required, however it's extremely important and would be foolish not to have it. Any lender would require homeowners

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Let's say you decide to buy your dream home or the perfect investment property in Anchorage, or a weekend cabin in Girdwood or Big Lake. Or maybe you want to sell your property, ready to downsize or move on to something bigger & better. Whatever your situation, it makes sense for you to work with the best of the best, the Realtors with a working knowledge of the particular areas and homes in which you are interested. You want a specialist who really knows how to market your home effectively, negotiate to get you the best price and terms, and carry everything through to a successful closing. That kind of expertise takes more than just knowledge - it takes experience, advanced qualifications, and the right track record. While Anchorage has quite a few

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Everyone likes a bargain, but an Anchorage foreclosure or fixer upper can end up costing too much money and cause stress. When relocating to Anchorage, it is ideal to buy move-in ready homes that need little if any attention. Whether you are relocating to Alaska for a job or to retire, it is great to have the extra time to enjoy the great Alaskan outdoors instead of being stuck doing repairs around the house. According to an article by, the preference for move-in ready homes could be a result of so many people watching home design television shows. For people who are not handy, it just makes more economic sense to have a home that’s turnkey. At the same time, you can save money when your Anchorage Realtor finds you homes that just need minor

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New home sales are back to the roaring levels seen in 2008, according to a recent piece by CNN Money. When selling your Anchorage, Alaska real estate property, the key is to compete with trends in new construction as well as appeal to the typical home buyer. One of the biggest changes is the fact that the median age of a home buyer has increased from 35 in 1985 to age 39 in 2005 and now age 43. Home sellers in Anchorage, Alaska, can make a few improvements to their homes to appeal to the baby boomer home buyer in his or her 50s and 60s as well as middle-aged buyers in their 40s.

Work with the space you have

People buying new homes in Anchorage will likely find more space since builders are construction larger homes.Sell my Anchorage Home.  What is my home worth? The average square foot of an

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Buying a home is a huge step in anyone's life. At first glance, it seems simple. You find a house that you like, you negotiate the price down by a few thousand dollars, you write a check, and you move in. But in reality, there's a lot more to think about. Here are some basic things to consider when you're buying a home, step by step.              

Step 1: Think about what you want

It's good to start out by deciding what you want. You can always bend it a little later if you find something close, or even find something better, but it's good to at least have an idea of what you're looking for before you start looking.

Step 2: Look for possible matches

The old method of finding a new home was to connect with a realtor in the area and let them

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