Alaska Real Estate Blog

Are you paying too much for your mortgage? When you are evaluating the prices of a new mortgage, are you comparing costs? How do you know if one is better than the other? 

Monthly Fees 3

When you are shopping for a new mortgage, as a consumer, you should be aware and wary of higher-priced loans when you are comparing costs, rates, and fees. It is very important to be conscious of this during the shopping phase because lenders tend to quote extremely competitive rates in order to get the most money and capture the optimum market share (which benefits only them).

One lender's fees and corresponding rates may seem enticing, but beware of a hidden factor: lower fees and rates might actually come with a higher-priced loan due in part to the annual percentage rate

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In addition to rafting, mountain climbing, hiking, sledding, ice skating, kayaking, rafting and so much more, the outdoors in the Anchorage area are spectacular. There are beautiful national parks, abundant wildlife, wild salmon and other fishing, and the endless beauty of nature to explore and admire.

Denali National Park and Preserve

There are six million acres of wild land, high alpine tundra, low-elevation forest, and snowy mountains including the tallest peak in North America, the 20,320-foot Mount McKinley. Small and large wild animals roam the unfenced lands. Over 100 years ago, two men spent a winter in a cabin near the Toklat River and decided to create the first national park in the world established to conserve wildlife. Charles Sheldon,

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Are you thinking of moving to Anchorage? Anchorage is the largest city in the state of Alaska, bordering the coastline of the south central region. The real estate market in Anchorage is increasing with housing demand on the rise. House hunting on our own can be easy if you know the ins and outs of the Anchorage MLS website. If you ‘re new to the home buying process, here are 6 tips on how to read an Anchorage MLS.Anchorage MLS: 6 Tips on How to Read an Anchorage MLS

Anchorage MLS: 6 Tips on How to Read an Anchorage MLS

#1 Locate the Anchorage MLS Number, Status and Listing Price

The MLS number is the identification number that will help you easily identify the property. The status will display the home as active, available for purchase, or no longer available. The listing price is helpful in

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 Many have dreamed of moving to Alaska and settling down in the “Last  Frontier”, the land of opportunity, a young state with an unspoiled wilderness. That is actually a more realistic plan than a dream when you learn of the down-to-earth statistics that can make your vision come true.

Anchorage, Alaska's largest city, is where more than half of Alaska’s population lives. It is almost the size of Delaware, is on the shores of Cook Inlet and at the foot of the Chugach mountain range, is the hub of south central Alaska, has the most job openings, is a tight-knit community with a taste for adventure, and is a vibrant and carefree lifestyle town where professionals going to a black-tie event mix with a moose strolling down the street!


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If you a first time home buyer you may have questions about the mortgage process. Consider these tips to help you understand what to expect and how best to proceed.

It is recommended you get pre-approved before you start your home search. You will want to know how much house you can afford before you start looking. This will narrow down your search making it more manageable. In addition, by only looking at houses within your pre-approved price range you won't fall in love with a house you can't afford.

Think Long Term
In many cases the lender pre-approves you for a higher amount than you can afford comfortably. You will have additional expenses associated with the new house such as taxes, insurance and home improvements. You may want to

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Buying a home in Alaska doesn't have to be quite so daunting, especially when it comes to understanding the Anchorage MLS. The Anchorage MLS is there to help you find your dream home, not scare you away. But in order to find your dream home, you need to learn everything there is about the Anchorage MLS. Here are some tips on real estate and using the MLS system within Anchorage.The Importance of Understanding an Anchorage MLS

The Importance of Understanding an Anchorage MLS

What Can The Anchorage MLS Offer You?

• Sharing information across brokers, this particular service offers you, the customer, a complete sense of transparency when purchasing your home. This makes it an invaluable resource for anybody looking to gain a foothold on the property ladder.

• Services such as the Anchorage MLS

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Writing the best home listing isn't easy.  You already know to add Home Selling features such as number of bedrooms and bathrooms, contact information and price. That's not enough to convince a buyer to purchase your home. A wise real estate advertising person once said you sell the sizzle, not the steak.  What they mean is you don't advertise the meat, you advertise how it will smell and taste and how good you will feel later.  

Here are some ideas to incorporate into your home listing.


•    Mention major home features.  Something makes the home unique and special.  It can be the backyard, the patio, a spacious living area, breathtaking views from every room - whatever it is, give a special shootout to it.
•    Don't be afraid to brag. 

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Home buying: Don't Overlook the Details

If you are looking to buy a home it is important to check into the details of any potential home you are considering. Home buying is a long term commitment and you don't want to have buyer's remorse because you overlooked an important aspect of the house.  Here are some considerations to keep in mind when hunting for a house.

Determine YOUR Needs and Wants
If you ask advice of friends, family and even a realtor they will all provide you different opinions about what aspects of a home are important. Some will indicate granite countertops in the kitchen are a priority while others will specify lot size. It is important that you determine what aspects are important to you before you start looking at houses.

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If you are a first time home buyer in the market for a mortgage or are looking for ways to save money on your existing setup, you should know that having a low rate isn't the only way to save money. Sure, it's helpful, but there are a multitude of programs and strategies designed to offset costs that, when done right, work even better than just negotiating rates. All it takes is little savvy and know-how.

1. Borrow From Your Bank. Loyalty can go a long way. So if you already have a checking or savings account, a student loan, or have borrowed from them in the past, it could be very beneficial for you to borrow from your banking institution. And the best part, many times current customers get rate discounts.

2. Job-Based Mortgage Discounts. 

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Maintaining your Anchorage real estate in the spring is crucial to maintaining the value of the home. The weather is also nicer for you to do some necessary work to the interior and exterior of the home. Here are some reasons why Anchorage real estate should be maintained in the spring: The Importance of Maintaining Anchorage Real Estate in the Spring

The Importance of Maintaining Anchorage Real Estate in the Spring

Reason #1 The weather is warmer and the temperatures are more inductive to getting on with some with some important maintenance to your Anchorage real estate. The winter will have taken its toll on every facet of your home inside and out. Spring is a perfect time to get maintenance jobs done now the weather is beginning to get warmer.

Reason #2 Alaska has a colder climate than some "lowerr 48"

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